Dr. Kim's Research Publication (update: March 2023)

Selected recent publications (2019-present), * Denotes corresponding author​​
  1. Lee, S., & Kim, K. T.* (accepted). The COVID-19 Pandemic and Financial Wellbeing of Immigrants in the United States. International Journal of Banking and Marketing [SSCI]
  2. Stebbins, R., Kim, K., & Seay, M. (accepted). Use of financial planner and financial well-being: Evidence from the National Financial Well-Being Survey. Financial Services Review
  3. Lee, J., Kim, K. T. & Hanna, S. D. (accepted). The Negative Association between Myopia and Financial Well-being as Moderated by Financial Knowledge. Journal of Financial Counseling and Planning [SCOPUS]
  4. Kim, K. T., & Hanna, S. D., Lee, S. (accepted). Investment literacy, overconfidence and cryptocurrency investment Financial Services Review
  5. Wilmarth, M., Kim, K. T., & Green, R (accepted). Exploring Financial Behaviors of Military Households: Do Financial Knowledge and Financial Education really Matter? Financial Service Review
  6. Kim, K. T., Cho, S. & Xiao, J. (in press). Is Ignorance Bliss? Use of Alternative Financial Services and Financial Anxiety. Journal of Family and Economic Issues [SSCI]
  7. Nam, Y., Lee, S., Kim, K. T. (2023). Racial/ethnic differences in mobile payment usage: What do we know, and what do we need to know? International Journal of Bank Marketing, 41(1), 52-69 [SSCI]​
  8. Heckman, S., Letkiewicz, J. & Kim, K. T. (2023). A fracturing social contract? How perceptions of the value of higher education are changing, Journal of Family and Economic Issues 44, 156-174  [SSCI]
  9. ​Kim, K. T., Lee, J. M. & DeVaney, S. (2022). Financial knowledge and financial fragility of US households: A consideration of the neighborhood effect. Journal of Financial Counseling and Planning 33(2) 268-279 [SCOPUS]
  10. Kim, K. T., Lee, S. & Hanna, S. D. (2022). Has financial knowledge increased in the United States? Journal of Financial Counseling and Planning 33(2) 205-216 [SCOPUS]
  11. Kim, H. & Kim, K. T.* (in press). How do private investors react to a market crash? The role of investment literacy, Applied Economics Letters [SSCI]
  12. Kim, K. T., Lee, S. & Kim, H. (2022). Gender disparities in financial literacy overconfidence among older adults. International Journal of Consumer Studies 46(4), 1223-1240 [SSCI]
  13. Lee, S., & Kim, K. T.* (2022). Racial/ethnic disparities in financial literacy and overconfidence: A decomposition analysis. Journal of Family and Economic Issues 43, 815-831 [SSCI]
  14. Fan, L., Stebbins, R., & Kim, K. T.* (2022). Skint. Retirement? Financial Hardship and Retirement Planning Behaviors. Journal of Family and Economic Issues 43, 354-367 [SSCI]
  15. ​Kim, H., Kim, K. T., & Hanna, S. D. (2022). The effect of investment literacy on the likelihood of retail investor margin trading and having a margin call. Finance Research Letters, 45, 202146 [SSCI]
  16. Kim, K. T., Lee, J. & Hanna, S. D. (2022). The Great Expansion of 2019 and the delinquency rates of Blacks and Hispanics. Applied Economics Letters, 29(14), 1313-1318 [SSCI]
  17. Xiao, J. J. & Kim, K. T.* (2022). The able worry more? Debt delinquency, financial capability, and financial anxiety. Journal of Family and Economic Issues 43(1), 138–152 [SSCI]
  18. Kim, H., Kim, K. T., & Han, S. (2021). Religious differences and households’ investment decisions. Journal of Financial Research 44(4), 753-788 [SSCI]
  19. Arčabić, V., Kim, K. T., You, Y., Lee, J. (2021). Century-long dynamics and convergence of income inequality among the U.S. states, Economic Modelling, 101, 105526 [SSCI]
  20. Hanna, S. D., Kim, K. T., Lindamood, S. & Lee, S. (2021). Husbands, wives, and perception of relative knowledge about household finances. Financial Planning Review
  21. Kim, K. T. & Stebbins, R. (2021). Everybody dies: ​Financial education and basic estate planning. Journal of Financial Counseling and Planning, 32(3), 402-416 [SCOPUS]
  22. Kim, K. T., Hanna, S. D. & Ying, D. (2021). The risk tolerance measure in the 2016 Survey of Consumer Finances: New, but is it Improved? Journal of Financial Counseling and Planning 32(1), 86-103 [SCOPUS]
  23. Kim, K. T., Lee, J. & Lee, J. (2021). Student loan and financial satisfaction: The moderating role of financial education. Journal of Financial Counseling and Planning, 32(2), 1-14 [SCOPUS]​
  24. Kim, K. T., Cho, S. & DeVaney, S. (2021). Racial/ethnic differences in saving motives for retirement: An analysis of decomposition. Journal of Consumer Affairs 55(2), 464-482 [SSCI]
  25. Kim, K. & Lee, J. (2021). A decade review of financial behavior research in The Journal of Family and Economic Issues. Journal of Family and Economic Issues, 42(1), 131-141 [SSCI]
  26. Kim, K. T. & Xiao, J. J. (2021). Racial/ethnic differences in consumer financial capability: The role of financial education. International Journal of Consumer Studies, 45(3), 379-395 [SSCI]
  27. Lee, S. & Kim, K. T.* (2020). Propensity to plan, financial knowledge and credit card management behaviors among Millennials. Family & Consumer Sciences Research Journal, 49(2), 123-143 [SCOPUS, ESCI] ​
  28. Pak, T. Y., Kim, H. & Kim, K. T. (2020). The long-term effects of cancer survivorship on household assets. Health Economics Review 10, 2 [SSCI]
  29. Kim, K. T., Lee, J. & Hanna, S. D. (2020). The effects of financial literacy overconfidence on the mortgage delinquency of US households, Journal of Consumer Affairs, 54(2), 517-540 [SSCI]
  30. ​Lee, J., Lee, J. & Kim, K. T. (2020). Consumer financial wellbeing: Knowledge is not enough. Journal of Family and Economic Issues 41(2), 218-228 [SSCI]
  31. Kim, K. T., Mountain, T., Hanna, S. D. & Kim, N. (2020). The decrease in life insurance ownership: Implications for financial planning. Financial Services Review, 28(1), 1-16.
  32. Shin, S., Kim, K. T. & Seay, M. (2020). Source of information and selection of financial instruments. Journal of Economic Psychology 76, 102212 [SSCI]
  33. Li, B., Hanna, S. D. & Kim, K. T. (2020). Who uses mobile payments: Fintech potential in users and non-users. Journal of Financial Counseling and Planning, 31(1), 83-100 [SCOPUS]
  34. Lim, Y., & Kim, K. T. (2019). Afraid of the stock market. Review of Quantitative Finance and Accounting ,53(3), 773-810 [SCOPUS, ESCI]
  35. Ouyang, C., Hanna, S. D. & Kim, K. T. (2019). Are Asian households in the U.S. more likely than other households to help children with college costs? Journal of Family and Economic Issues, 40(3), 540-552 [SSCI]
  36. Kim, K. T., Lee, J. & Anderson, S. (2019). Retirement saving habits of business owning families in the United States, Family & Consumer Sciences Research Journal, 48(1), 65-84 [SCOPUS, ESCI]
  37. ​Kim, K. T., Anderson, S. & Seay, M. (2019). Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States. Journal of Family and Economic Issues, 40(2), 194-208 [SSCI]
  38. Kim, K. T., Lee, J. & Lee, J. (2019). Racial/ethnic disparities in use of alternative financial services: The moderating role of financial knowledge. Race and Social Problems, 11(2), 149-160 [SSCI]

Current working projects​
  1. Financial self-efficacy and desired financial behavior (revise/resubmit, Scopus journal)
  2. Re-assessing the Measurement of Financial Knowledge (revise/resubmit, SSCI journal)
  3. Trends in ​Financial Capability and Financial Wellbeing (revise/resubmit, SSCI journal) ​
  4. Gender differences in financial capability (under review, SSCI journal)​
  5. Racial/Ethnic differences in the Alternative Financial Services usage (under review, SSCI journal)
  6. Banking status and financial fragility of US households during the COVID-19 pandemic (under review, SSCI journal) 
  7. Financial socialization among people with disabilities (under review, SSCI journal) 
  8. Financial vulnerability of AAPI during the COVID-19 pandemic (in preparation)
  9. Complexity of Household Financial Situation (in preparation)
  10. Investment literacy and Market trust (in preparation)
  11. Trends in subjective retirement adequacy (in preparation)
  12. Racial/ethnic differences in loan delinquency (in preparation)